Unlock higher yields
Put your idle cash to work with a competitive annual yield up to 5.25%
Choose the Guaranteed Investment Certificate that's right for you
Choose terms from 30 days to 5 years
Invest in a few clicks, all online
Skip the branch visits and invest online
Invest from any of your Vault currency accounts, we'll handle the conversion
We've partnered with People's Bank of Canada to modernize the investing experience
Investments are insured up to $100,000
GIC offers you a guaranteed rate of return
Generate high returns without compromising security
Flexible investment timelines
Invest in GICs from 30 days up to 5 years
Once the GIC is matured, it is automatically put back into your Vault account
Invest your money all online
Track all your investments in one place
Streamline your banking with one platform
Everything you need to build a global and growing business
No personal credit check or guarantee.
Countries where you can pay vendors and partners
Currencies supported for global bank transfers
Open accounts in CAD, USD,
GBP & EUR
The card is just the start
Vault offers you a complete suite of finance products designed to save you both time and money
Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.
Best FX Rates
Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.
Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.
CEO, AllCare IT
Founder & CEO, ResVR
CEO, Hook + Ladder Digital
Frequently asked questions
Everything you need to know about the product and billing.
Vault is the cheapest and easiest way to manage your business banking needs. We offer the best currency exchange rates in Canada, chequing accounts multiple currencies, domestic and international bank transfers, and a corporate Mastercard to manage all your spend. By signing up to Vault you automatically get:
- Accounts in Canadian dollars, US dollars, British pounds, and Euros
- Cheapest FX rates in Canada - Free domestic transfers (EFT, ACH, SEPA, FPS)
- A Mastercard Corporate card that gets you the same great FX rates
Transparency is key to us, that's why you'll find all of our fees listed on our pricing page: https://www.tryvault.com/pricing
We don't charge many fees and for the fees we do charge you'll find them to be well below market rates. You also get paid to use Vault via our cashback on card purchases!
We're only able to support Canadian corporations for now. If you have a sole proprietorship, partnership, or non-Canadian corporation we won't be able to support it at this time.
Yes, we have a direct integration with QBO and Xero. We are working on more integrations very soon!
Join 2,000+ businesses banking with Vault today
Streamline your business banking and save on your spend and transfers today