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New feature

Manage invoices directly on Vault

Put your company's cash to work

Earn up to 5.25% with Canadian GICs, CDIC insured

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Book Demo


Unlock higher yields

Put your idle cash to work with a competitive annual yield up to 5.25%

Choose the Guaranteed Investment Certificate that's right for you

Choose terms from 30 days to 5 years

  • Invest in a few clicks, all online

  • Skip the branch visits and invest online

  • Invest from any of your Vault currency accounts, we'll handle the conversion

CDIC insured

We've partnered with People's Bank of Canada to modernize the investing experience

  • Investments are insured up to $100,000

  • GIC offers you a guaranteed rate of return

  • Generate high returns without compromising security

Flexible investment timelines

Invest in GICs from 30 days up to 5 years

  • Once the GIC is matured, it is automatically put back into your Vault account

  • Invest your money all online

  • Track all your investments in one place

Go global

Streamline your banking with one platform

Everything you need to build a global and growing business


Supported Countries

Countries where you can pay vendors and partners


Transfer Currencies

Currencies supported for global bank transfers


Account Currencies

Open accounts in CAD, USD,


The card is just the start

Vault offers you a complete suite of finance products designed to save you both time and money

Multi-Currency Accounts

Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.

Learn more

Best FX Rates

Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.

Learn more

Accounting Integrations

Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.

Learn more

"We love Vault! It took maybe 5 minutes to set the account. We use a virtual credit card for every vendor we use, as a Cyber Security provider we feel it’s the same principle as using separate passwords for every site. I highly recommend Vault and have also recommended to some of our clients!"

Andy Larin

CEO, AllCare IT

"Sending domestic and international wire transfers with no fees has saved my business hundreds of dollars per month. My old bank charged $20 for each wire that I sent and I could only send $10,000 at a time. With Vault, I pay no wire transfer fees and I don’t have to send multiple wires to pay one invoice."

Nathan Nasseri

Founder & CEO, ResVR

“Vault’s solution clearly differentiates from that of major banks and credit card companies in its agility, cost efficiency, and operational simplicity. In comparison to other similar fintech companies, Vault’s customer service is substantially ahead of that of their competitors from our experience.”

Tony Lam

CEO, Hook + Ladder Digital

Frequently asked questions

Everything you need to know about the product and billing.

What is Vault?
Is Vault free?
What are the requirements for a business to sign up?
Does Vault integrate with accounting softwares?

Join 2,000+ businesses banking with Vault today

Streamline your business banking and save on your spend and transfers today