Start for free

Choose the best plan for your business. Change plans as you grow.

Essentials

$0/mo
  • Payments

  • 0.45% FX rate

  • $2 per local transfer (EFT, ACH)

  • $10 per international wire

  • Features

  • Create up to 20 cards

  • Quickbooks and Xero support

  • High interest GICs

  • Local CAD, USD, GBP, and EUR chequing accounts

Most popluar

Plus

$40/mo
  • Payments

  • 0.35% FX rate

  • Free local transfer (EFT, ACH)

  • $8 per international wire

  • All features in Essentials and:

  • Custom user roles & permissions

  • Automated accounting rules & categorization

  • Sub-accounts

  • Automated receipt collection

Pro

$100/mo
  • Payments

  • 0.25% FX rate

  • Free local transfer (EFT, ACH)

  • $6 per international wire

  • All features in Plus and:

  • Multi-step payment approval rules

  • Instant payment clearing

  • Priority live chat support

  • Dedicated account manager

“We love Vault! It took maybe 5 minutes to set the account.

I highly recommend Vault and have also recommended to some of our clients!”

Andy Larin

CEO, allCare IT

Compare features

Risk Free. 30-Day trial!

Vault
Essentials
Perfect for small businesses
Vault
Plus
Perfect for Growing Business
Vault
Pro
Perfect for Large Companies
Account and onboarding
Essentials
Plus
Pro
Monthly fees
$0
$40
$100
Minimum account balance
None
None
None
Sub-accounts
1
Unlimited
CAD, USD, GBP and EUR accounts
Email support
Live chat support
Onboarding support
Custom roles and permissions
Priority support
Account manager
Cards and spend management
Essentials
Plus
Pro
1% Cashback1
Physical cards
3
10
Unlimited
Virtual cards
20
50
Unlimited
Custom card limits
Lock and delete cards
Single-use cards
Approve card requests
Automated receipt collection
Payments
Essentials
Plus
Pro
Currency exchange
0.45%
0.35%
0.25%
Local payments (EFT, ACH)
$2
Free
Free
International wires
$10
$8
$6
INTERAC e-Transfer Request
$2
$2
5 Free
Receiving local payments
Free
Free
Free
Receiving international wires
Free
Free
Free
Invoices
Multi-step approval
Single Step
Auto-load rules
Accounting
Essentials
Plus
Pro
QuickBooks
Xero
Automated rules

(1) Cashback is limited to card spend on the first $5,000 CAD/month (or CAD equivalent) on the Essentials plan, $25,000 CAD/month (or CAD equivalent) on the Plus plan, and is unlimited on the Pro plan.

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