A business account built for growth

Multicurrency Account | Corporate Cards | International Transfers

Built for Canadian Startups and SMBs

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We're not a bank, we're better

Save time & gain control over your finances

Apply in 5 minutes

No wet ink signatures, we'll save you the trip to branch

No Fees

No overdrafts, minimum balances, or hidden fees

CDIC Insured

Your funds are held securely and insured up to $100,000

Multicurrency Accounts

Hold and receive funds in multiple currencies

Local bank account details in both CAD and USD

Receive transfers in multiple currencies

Spend around the world and avoid FX fees

Corporate Card

Get access to higher spending limits

Issue virtual cards in seconds and pay for anything

Spend with no FX fees on the most widely accepted network

Get 1% cashback when you pay bills with your Vault card

Transfers

Send transfers from the comfort of your home (office)

Send EFT, Wires or ACH within seconds, for free

Stay in control of payments with multi-level approvals

Every transfer carries a delivery date. We deliver on time.

No hidden fees No credit checks No minimum deposit Unlimited cashback

Get started on vault

Open an account in minutes, online

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Your finances on autopilot 🇨🇦

Affiliate of TCCL
‍Payment services for Vault Payments Inc. are provided by The Currency Cloud Limited. Registered in England No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199)

‍Affiliate of TCCI
‍Payment services for Vault Payments Inc. are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorized in 39 states to transmit money (MSB Registration Number: 31000160311064). Registered Office: 104 5th Avenue, 20th Floor, New York, NY 10011.