Banking Designed for Your Business
Manage your entire business with Vault instead of using 5 different platforms:
- Best FX rates in Canada (better than Wise)
- First multi-currency account with account details
- 1.5% Cashback corporate card without FX fees
- Free international wires to 180+ countries in 36+ currencies
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Partners
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Browse our set of banking services and offerings
Checking accounts
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Credit cards
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Investments
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Wealth management
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Loans and credits
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Get the most of your dollars with the best FX rates in Canada
- Best FX rates in Canada (better than Wise)
- Zero hidden fees. Transparent rates.
- Just 0.25% FX fees vs big banks at 2.5%
Earn 1.5% cashback on everything
- 1.5% Cashback for your first 90 days, 1% thereafter, all without earning limits
- Zero monthly fees, no spend limits or minimums
- Zero FX fees: spend all your currencies directly from the same card
- Instantly issue virtual or physical cards for your team online in seconds
The fastest way to send and receive money in Canada
- Multi-currency accounts in CAD, USD, GBP and EUR
- Free to open. Receive, hold, and spend from your multi-currency accounts without FX fees.
- The only local USD account where you can send and receive same-day ACH transfers (for free) instead of ~3 business days with wire transfers ($20 in fees)
The easiest way to pay your global vendors
- Send domestic or international wires to 180+ countries in 36+ currencies for free at the best FX rates
- Pay faster with the best payment options available for each region and currency: EFT, ACH, FedWire, SEPA, and Faster Payments
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24/7 Customer support from our local Canadian team
Although we don’t have a physical branch, we are just a call or message away with our chat, phone and email support
Email us at info@tryvault.com or click below to reach our support team
Our services are designed for businesses of all sizes
How we stack up vs the big banks & other startups
Frequently Asked Questions
What banks are you currently partnered with?
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How long has Fintech X been in business for?
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What are your current banking security standards?
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Can I speak with an account executive?
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What our customers say
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“The best customer service”
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“A truly great bank”
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“An amazing bank”
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Browse our resource center
Frequently Asked Questions
What is Vault?
Vault is the cheapest and easiest way to manage your business banking needs. We offer the best currency exchange rates in Canada, local chequing accounts multiple currencies, domestic and international bank transfers, and a corporate Mastercard to manager all your spend.
By signing up to Vault you automatically get:
- Accounts in Canadian dollars, US dollars, British pounds, and Euros
- Cheapest FX rates in Canada
- Free international and domestic transfers (including wire payments)
- A Mastercard Corporate card with cashback that gets you the same great FX rates
How does Vault keep my information safe?
Business information
We care deeply about information security. All information provided in your application will be kept confidential and secure. We use this information to verify your business to prevent fraud.
Bank information
We use highly respected vendors (e.g. Plaid) to link to your bank account and ensure the highest level of security. All information is encrypted.
Where is my money held?
All funds are held in Tier 1 financial institutions. These funds are held in safeguarded, segregated accounts. You can view which financial institution is holding your funds through your Accounts page.
Is my Vault account in my name or Vault’s?
Vault provides you with multi-currency accounts in the name of your business. When receiving payments into your accounts, make sure that the sender is making the payment out to your business.