Banking designed for Canadian businesses

Vault is built for Canadian businesses operating globally involving multiple currencies, FX and transfers.

  • 1 % Cashback corporate card without FX fees
  • First multi-currency account with account details
  • Best FX rates in Canada
  • Free local transfers (EFT, ACH, SEPA)
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Trusted by 1,000s of Canadian companies
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Consolidate your banking, in one place

Meet Vault, your complete suite of finance tools to help you work smarter, operate faster, and fuel growth.

4

Open accounts in CAD, USD, GBP & EUR
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200+

Countries where you can pay vendors
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30+

Currencies supported for bank transfers
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20+

Hours saved monthly on finance operations
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Streamline your finances, in one place
Supercharge your business. Vault's financial tools help you work smarter, operate faster, and fuel growth.
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Corporate Cards

Easily issue employee corporate cards with custom limits
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Multi-currency Accounts

Operate like a local with accounts in CAD, USD, GBP and EUR to send/hold/receive funds.
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Global Bank Transfers

Skip the line and fees by sending domestic and international wire transfers online for free.
Features

Designed to help you save time and money

Earn 1% cashback on all spend

1 % Cashback all without earning limits. Instantly issue virtual or physical cards for your team online in seconds.

Open Account

The fastest way to send and receive money globally

Multi-currency accounts in CAD, USD, GBP and EUR.

Become a local without managing multiple entities.

Open Account

Get the most of your dollars with the best FX

Best FX rates in Canada. Zero hidden fees. Transparent rates.

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Close your books faster

Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.

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Pay your vendors, globally

Send domestic or international wires to 180+ countries in 30+ currencies at the best FX rates.

Open Account

Frequently asked questions

Everything you need to know about Vault
What is Vault?
Vault is the cheapest and easiest way to manage your business banking needs. We offer the best currency exchange rates in Canada, chequing accounts multiple currencies, domestic and international bank transfers, and a corporate Mastercard to manager all your spend.

By signing up to Vault you automatically get:
- Accounts in Canadian dollars, US dollars, British pounds, and Euros
- Cheapest FX rates in Canada
- Free domestic transfers (EFT, ACH, SEPA, FPS)
- A Mastercard Corporate card that gets you the same great FX rates
Is Vault free?
Transparency is key to us, that's why you'll find all of our fees below and listed on our website: https://www.tryvault.com/pricing

We don't charge many fees and for the fees we do charge you'll find them to be well below market rates. You also get paid to use Vault via our cash back on card purchases!
What are the requirements for a business to sign up?
We understand We're only able to support Canadian corporations for now. If you have a sole proprietorship, partnership, or non-Canadian corporation we won't be able to support it at this time.
Does Vault integrate with accounting softwares?
Yes, we have a direct integration with QBO and Xero. We are working on more integrations very soon!
Features
Streamline your finances, in one place
Supercharge your business. Vault's financial tools help you work smarter, operate faster, and fuel growth.
Corporate Cards
High limit Mastercard corporate cards with cashback that doesn't come with limits or caps.
Multi-currency Accounts
Operate like a local with accounts in CAD, USD, GBP and EUR to send/hold/receive funds.
Global Bank Transfers
Skip the line and fees by sending domestic and international wire transfers online for free.
Accounting Integration
Loved by bookkeepers. Vault helps you close your books faster with less work.
Features
Streamline your finances, in one place
Supercharge your business. Vault's financial tools help you work smarter, operate faster, and fuel growth.
Corporate Cards
High limit Mastercard corporate cards with cashback that doesn't come with limits or caps.
Multi-currency Accounts
Operate like a local with accounts in CAD, USD, GBP and EUR to send/hold/receive funds.
Currency Conversion
The best FX rates in Canada. Whether you're converting $100 or $1,000,000.
Global Bank Transfers
Skip the line and fees by sending domestic and international wire transfers online for free.
Accounting Integration
Loved by bookkeepers. Vault helps you close your books faster with less work.

Earn 1% cashback on everything

1 % Cashback all without earning limits. Instantly issue virtual or physical cards for your team online in seconds.

Open Account

Get the most of your dollars with the best FX rates in Canada

Best FX rates in Canada. Zero hidden fees. Transparent rates.

Open Account

The fastest way to send and receive money globally

Multi-currency accounts in CAD, USD, GBP and EUR. Send domestic or international wires to 180+ countries in 30+ currencies for free at the best FX rates.

Open Account
New

Earn up to 5.30% on idle cash

Get guaranteed returns on non-registered GICs with some of the best rates in the market. CDIC Insured.

Earn up to 5% on your idle cash

Invest in Guaranteed Investment Certificates (GICs) at the best rates in Canada. Funds are insured by CDIC.

Open Account
Our Partners
Global transfers at the best rates in Canada
No more branch visits.
Vault Prepaid Mastercard card is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Vault Payments Inc. is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M22941967.
Vault is currently not available to businesses in Quebec.
©2023 Vault Payments Inc. "Vault” is a registered trademark.

Copyright ©2023 Vault Payments Inc.