Leverage cost-effective and secure payment methods while scaling your business
Streamline the entire payment process with complete control
Free online local payments
Send payments like a local using EFT, ACH, SEPA, and UK Faster Payments
No hidden fees
No branch visits are necessary regardless of the size or type of transfer
Take control of your accounts payable with automated approval workflows
Customizable rules to help your team delegate payment approvals
Obtain approval from relevant stakeholders while keeping a full audit trail
Speed up month end with automated reconciliation
Same-day payments to 180+ countries in 36 different currencies
Pay vendors globally all in the same platform, full online
Avoid high transfer fees charged by the big banks
Save time by saving recipients and payment methods
Put recurring payments on auto-pilot
Guarantee payment arrival time
Easily manage employee and contractor payroll
Streamline your banking with one platform
Everything you need to build a global and growing business
No personal credit check or guarantee.
Countries where you can pay vendors and partners
Currencies supported for global bank transfers
Open accounts in CAD, USD,
GBP & EUR
The card is just the start
Vault offers you a complete suite of finance products designed to save you both time and money
Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.
Best FX Rates
Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.
Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.
CEO, AllCare IT
Founder & CEO, ResVR
CEO, Hook + Ladder Digital
Frequently asked questions
Everything you need to know about the product and billing.
Vault is the cheapest and easiest way to manage your business banking needs. We offer the best currency exchange rates in Canada, chequing accounts multiple currencies, domestic and international bank transfers, and a corporate Mastercard to manage all your spend. By signing up to Vault you automatically get:
- Accounts in Canadian dollars, US dollars, British pounds, and Euros
- Cheapest FX rates in Canada - Free domestic transfers (EFT, ACH, SEPA, FPS)
- A Mastercard Corporate card that gets you the same great FX rates
Transparency is key to us, that's why you'll find all of our fees listed on our pricing page: https://www.tryvault.com/pricing
We don't charge many fees and for the fees we do charge you'll find them to be well below market rates. You also get paid to use Vault via our cashback on card purchases!
We're only able to support Canadian corporations for now. If you have a sole proprietorship, partnership, or non-Canadian corporation we won't be able to support it at this time.
Yes, we have a direct integration with QBO and Xero. We are working on more integrations very soon!
Join 2,000+ businesses banking with Vault today
Streamline your business banking and save on your spend and transfers today