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New feature

Manage invoices directly on Vault

Open local accounts in multiple currencies

Open multi-currency accounts without visiting a branch. Start collecting payments from customers in their preferred currency.


Hassle-free accounts with local bank detail

Skip the branch visits and excessive paperwork in setting up non-CAD accounts

Collect in foreign currencies

There are no account opening fees, monthly maintenance charges, or minimum transaction requirements

  • Local accounts in CAD, USD, GBP, and EUR

  • Whether you're looking to receive an ACH from a vendor or from your payment processor we've got you covered

  • Save on unnecessary bank charges

Exchange money instantly between accounts

Instantly convert between your accounts at the best FX rates in Canada

  • Whether you're converting $100 or $1,000,000 you'll get the best rates

  • Get your money as soon as you need it

  • Streamline your global cash management

Spend like a local worldwide with Vault

Smart routing we will always match the transaction currency with your account currency to avoid any FX fees

  • Avoid costly FX fees

  • Spend worldwide in 150+ currencies

  • Local accounts to access local payment methods

Go global

Streamline your banking with one platform

Everything you need to build a global and growing business


Supported Countries

Countries where you can pay vendors and partners


Transfer Currencies

Currencies supported for global bank transfers


Account Currencies

Open accounts in CAD, USD,


The card is just the start

Vault offers you a complete suite of finance products designed to save you both time and money

Multi-Currency Accounts

Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.

Learn more

Best FX Rates

Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.

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Accounting Integrations

Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.

Learn more

"We love Vault! It took maybe 5 minutes to set the account. We use a virtual credit card for every vendor we use, as a Cyber Security provider we feel it’s the same principle as using separate passwords for every site. I highly recommend Vault and have also recommended to some of our clients!"

Andy Larin

CEO, AllCare IT

"Sending domestic and international wire transfers with no fees has saved my business hundreds of dollars per month. My old bank charged $20 for each wire that I sent and I could only send $10,000 at a time. With Vault, I pay no wire transfer fees and I don’t have to send multiple wires to pay one invoice."

Nathan Nasseri

Founder & CEO, ResVR

“Vault’s solution clearly differentiates from that of major banks and credit card companies in its agility, cost efficiency, and operational simplicity. In comparison to other similar fintech companies, Vault’s customer service is substantially ahead of that of their competitors from our experience.”

Tony Lam

CEO, Hook + Ladder Digital

Frequently asked questions

Everything you need to know about the product and billing.

What is Vault?
Is Vault free?
What are the requirements for a business to sign up?
Does Vault integrate with accounting softwares?

Join 2,000+ businesses banking with Vault today

Streamline your business banking and save on your spend and transfers today